BMO CashBack Mastercard®*
Welcome bonus
$100
BMO Cash Back Rewards
Annual reward
$288
BMO Cash Back Rewards
Annual fee
$0
Total first year value
$388
$288 in following years

Now earn the highest cash back on groceries in Canada without paying an annual fee!†
2025 Winner– Best Credit Card For Newcomers To Canada
Cash back rewards include the freedom to redeem anytime